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Reply to "People who don’t insure their house "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I know quite a few people who self insure. They are all wealthy and live in multi-million dollar homes. I guess, they’ll be fine losing the money. [/quote] That’s as stupid as self insuring medical. Multi-million dollar houses are no longer rare and I can’t imagine a financially savvy person not buying homeowner’s insurance. [/quote] Only the structure is insurable. The land is not. My parents self-insured a small cottage yards from the ocean because almost all of the value was in the land, not the old shoebox house with sky high insurance costs due to environmental risks. [/quote] What happens if the land erodes into the sea [/quote]
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