Reply to People who don’t insure their house

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I know quite a few people who self insure. They are all wealthy and live in multi-million dollar homes. I guess, they’ll be fine losing the money. [/quote]

Seems fine for the truly wealthy, but for the average middle class or UMC even, it doesn’t seem worth the risk to me.  [/quote]

+1. I can't imagine not having homeowners' insurance, even though I hope to never make a claim. [/quote]

You’re lucky you’ve never had an issue. We lost our insurance because our baby Yorkie nipped an elderly woman in the shin.  She had thin skin and it was painful. Her kid called a lawyer and sued.  He dealt with the insurance company and got $25,000.   Our insurance company told us to get rid of our dog or they are canceling our policy.  We obviously kept our dog and then had to get what they call insurance of last resort for uninsurable people run by the government. Cost a lot more. [/quote]

Wow that’s ridiculous [/quote]

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