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Reply to "People who don’t insure their house "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Home insurance has become so incredibly expensive for some florida and California residents that they are no longer buying home insurance. [/quote] My parents in FL have homeowners insurance, but their deductible is 30k. Meaning they'd only be able to use the homeowners insurance if their house had a major loss or needed a new roof. They live 9 miles from the beach I think, not close. [/quote] I'd love to be able to have that high of deductible! Our max allowed is $10K. I want higher because I wouldn't file a claim for anything under $25-30K, because that's a great way to end up with no insurance at all. I view insurance as being for catastrophic events. Anything else, you pay for it yourself. That way you don't have to pay out if there's a fire and $300K+ of damages (not difficult to do with a fire or storm damage and a tree into a house while 3-4 in of rain is falling for 24 hours.)[/quote]
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