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Reply to "Anyone else dealing with this issue of "gap years" before retirement? "
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[quote=Anonymous]We both retired at 55 about 5 years ago. Even though my spouse can withdraw from her 401k we haven't. Our rental income and brokerage account dividends covered expenses and we have not touched our 401ks/IRAs since retiring, even we now can without tax penalty. We paid off all the houses/rentals and have a decent amount in our brokerage by 55. [/quote]
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