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Reply to "Anyone else dealing with this issue of "gap years" before retirement? "
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[quote=Anonymous][quote=Anonymous]Stop putting your money into those accounts. Invest your own money in regular investment account. [/quote] It depends on how much they make. I'm still maxing out a regular 401k plus saving about 4x that amount in a brokerage per year to cover the gap years. I'm in the highest tax bracket, and if I'm working, I'm going to use whatever I can get to reduce taxes now and save more. I know there are ways to access retirement money early but I'm not overthinking that - will do it only if it's needed. Shouldn't be. [/quote]
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