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Reply to "Anyone else dealing with this issue of "gap years" before retirement? "
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[quote=Anonymous][quote=Anonymous]Again this fear of RMD "tax bomb" is misplaced. They don't start until 75 now. The average life expectancy in the US is 79. You are paying a bunch more tax now to avoid some taxes for the last few years of your life. [/quote] I expect to live a lot longer than 79. Both my parents are currently 86, I have multiple grandparents and a great grandparent that lived into their mid 90s, same for DH (his parents are slightly younger than mine but arguably healthier). This info is very helpful. [/quote]
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