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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I know many immigrants who came to the U.S. later in life to be with their adult kids.
They have section 8, SSI and Medicaid. Their adult kids help them with food and other essentials. They manage to save part of their SSI and their kids usually inherit a bunch of cash.

The worst situation is when someone works all their life and gets SS that is too high for Medicaid and other benefits but not enough to get by. I feel bad for Americans who are in this predicament. [/quote] l don’t understand your statement about the worst situation.  Don’t retirees 65+ regardless of income get Medicare?  If someone chooses to retire early they didn’t “work all their life” - why do you feel bad for them? [/quote]

NP. The PP didn't articulate it well, but there are a lot of retirees who have too many assets to qualify for Medicaid (which is different than Medicare) but need long-term nursing home care. These people need to spend down all their assets until they qualify for Medicaid. Working hard all your life to amass modest savings to then fork it over to the nursing home is painful. There are ways to get around this if you plan ahead of time, but most people don't.[/quote]

How do you get around it?[/quote]

Isn’t the point of working and saving for retirement to have money to care for your care as you age? You pay for that care with the money you earned. Why should the government pay for care when someone has the money to pay for it?
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