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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here.

Flagship ranking is around 150. She got a scholarship so cost is 5K tuition plus housing (10K). 15K total.

T10 school. She got 20K in financial aid which would bring tuition down to 50K. Housing is about 15K. 65K total.

Engineering major. [/quote]

The difference is only 50k!

Of course she can work part time to pay for the difference.  Waitress, tutoring, etc.  I can’t imagine how difficult it would be to earn 50k per year.

If you are willing to pay additional 10k, that really helps.[/quote]

OP, I’m sorry you are getting weird belligerent responses like the one above.

Did she only apply to 3 schools?  For engineering I would not take out $200k+ in loans.

Do your local school and then see about transferring. Or the one that puts a bad taste in your mouth, assuming you can afford it. [/quote]

OP here. Thank you for your kind response. I agree that an engineering degree cannot justify 200K in loans.

I’ve talked to her about potentially transferring schools after two years. She wasn’t open to the idea. I think she just needs some time to be sad. [/quote]

Let her be sad, but absolutely do not take out loans.  Maybe she will be mad at you for not saving more for her, but ultimately she will be glad to not be saddled with debt after graduation, trying to buy a house, start a family, etc.

Another possible option would be ROTC.  Does this top10 school have ROTC?  While it might be too late to get a scholarship through the national pool, she can make contact with that school’s ROTC recruiting officer, show interest, and he/she will tell her what her options are moving forward. I did ROTC (and it paid for all of my tuition), and there were plenty of kids that started freshman year with no scholarship, started the process first semester and had retroactive 4 yr scholarships by the end of the year. Maybe not her cup of tea, but a good way to go to the school you want, get tuition paid, and not have debt. [/quote]

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