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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]It boggles my mind that people want to protect their parents' assets and condemn them to a Medicaid nursing home (if they qualify) rather than use their assets to have a decent end of life.

I get someone being forced into a Medicaid nursing home if they have no money, but that kids want to preserve the money for themselves truly astounds me at the selfishness.[/quote]

I think all LTC/skilled nursing facilities are sad and depressing so it doesn’t matter much.[/quote]

This is simply not true. If you can afford to pay for skilled nursing, they can be much better than a Medicaid bed.

Moreover, Medicaid is for poor elderly. Not elderly whose kids disperse their parents five years out from potential death.

You are awful.[/quote]

A better option is of course to receive caregiver hours from the state (some states have those age in place options). 
My parents don’t have any money anyway, but it baffles me how there is no generational wealth concept anymore. Everything is spent on eldercare or blown in casinos or on cruises. [/quote]

Parents in the past generally didn't live as long as the elderly live now. So in US culture, we are only now on a larger scale, being forced to deal with the care of elderly who have little if any assets to pay for LTC. My parents never gave it a thought because their parents all died in their late 60s, while my parents are both in their 90s, having made no plans whatsoever for elder care. It never occurred to them they'd still be alive at this point.[/quote]

I was not talking about “no assets to pay for LTC”, I am talking about “my kids get zilch because it’s all going towards keeping me alive for 20 years when no one wants it including me”. [/quote]

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