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[quote=Anonymous][quote=Anonymous]How does the middle class in our area afford college? We are solid middle class in Fairfax (based on the Pew Research tool), which absolutely puts us out of the running for the schools with free tuition and any need-based grants. The same jobs (education and non-profit) in SW VA would likely qualify us for those opportunities because they would have a lower incomes (and we'd have a bigger house).

We will have about $50-60K in our 504 when our oldest is ready to start college. We are trying to save for retirement too. Our kiddos are academically strong with great EC, but anything more than $20 year would literally break us financially.

Is the only option community college for two years?

[/quote]

Newsflash: you are not middle class. Partial need based aid goes up to 250k at the top schools with best aid(HYP Penn Stanford MIT). 
If you+spouse make around 225k, which might get some aid, might not, that is 12.6k after taxes each month salary. Average home value is 720k, even if you have a higher than average home, 900k, your mortage should be around 4600-5k. You should easily be able to live off of 12.6k monthly salary and a 5k mortgage plus have 2-3k per month to save, 4k if you are thrifty. 
I have had a mortgage that size since 2006, initially on far less than 225k total, and yet somehow managed to pay for private k-12, payback law loans and save to put two kids into ivies. [/quote]

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