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Reply to "Whose non-government relatives have pensions?"
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[quote=Anonymous][quote=Anonymous]Spouse is at Deloitte (certainly not an equity partner!) and has had a modest pension fund since day 1. The main retirement is absolutely the 401k, but we expect the pension to be bonus fun money in retirement. I’m public sector so mine is reversed. Pension is the man retirement, 403b is the bonus fun money.[/quote] FYI if your spouse ever leaves Deloitte and are vested in the pension you can request a lump sum and invest that yourself in an index fund. Usually the smarter idea. I got $30K for 5 years of service (pension value was $400 / month), put in in VOO, and it’s worth over $100K now. [/quote]
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