Reply to Guac and queso if you make over $450k

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Reply to "Guac and queso if you make over $450k"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]PP who grew up in a family that didn't allow extras - I agree with the other posters who mention this isn't just about being able to afford it - it's teaching kids to make decisions about what to spend on.

So, for example- it's one extra - quac, queso, or a drink.

And while I think financial advice along the lines of "make coffee at home so you can afford a downpayment" is stupid - there is something to be said about modeling delayed gratification and decision making. [/quote]

Yes!  It had been one extra for years - the guac.  I guess the queso add on is what surprised me.  I will say that last year I got Starbucks every workday at $6 each.  That is $1600 at the end of the year.  I've cut back significantly in 2026. [/quote]

You are kind of proving that the “make your coffee at home so you can afford a down payment” thing is stupid.  Saving $1600/yr, it would take you 50 years to save up for a down payment on a $400,000 house.  
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