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Money and Finances
Reply to "can I afford to maintain my household if I don't work again?"
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[quote=Anonymous][quote=Anonymous]The rental income $6500 is gross income. Monthly expenses Mortgage: $4020 HOA: $120 Gas: $147 Electric: $400 WIFI: $90 Phone: $40 Housekeeping: $200 Credit Card: $1000-$1500 (food/gas/entertainment, medical copay) Water: $65 Auto Insurance: $200 [/quote] Your 'credit card" spending seems really low to me for a mom with two teenagers, at your income level and presumed standard of living. How sure are you that it is accurate? Does it include kids expenses (shoes, clothing, classes, tutoring, sports equipment?). Holiday/birthday gifts? Food - includes groceries, take out, dining out, special meals? Vacations? All entertainment? AND all medical copay? I'm not saying it is impossible to be so frugal. But someone with a $4020 mortgage plus a $200/month cleaning service usually isn't just spending $1500 a month on "life" so I question if it is accurate. [/quote]
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