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Money and Finances
Reply to "Wow the lack of financial education in this country is staggering"
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[quote=Anonymous][quote=Anonymous]I think they need to limit loans on new cars. No one needs a 50k car. A car loan for a 15k used car- yes that’s a need. [/quote] That sounds like an arbitrary number on your part. How many $15,000 used cars are out there in excellent condition? It sounds like you’re trying to saddle people with repair bills — that will be financed with credit cards at higher interest rates than car loans. Much better to have a reliable car that will last longer than the term of loan. So, a person buys a $15,000 car, pays for a few repairs, then finally gets to a repair that they can’t afford — yet they still have the original car loan, the repair bills to pay off, and no reliable transportation. You could be right though. Please suggest some options for reliable $15,000 cars that will last longer than the life of the loan. Less than $15,000 would be even better. I know several people who could really use this type of information. [/quote]
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