Reply to Frustrated. Take home pay $9k. Health insurance $3k/month

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Reply to "Frustrated. Take home pay $9k. Health insurance $3k/month"

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[quote=Anonymous][quote=Anonymous]I’m sorry OP. The current system sucks. I think tying health insurance to employment is barbaric. People regularly lose their jobs and are then supposed to shell out even more money for Cobra (without a paycheck) or just go uninsured. Also, for profit health insurance companies are just incompatible with patient care. How can a company maximize shareholder value and also cover high quality care for insureds.

So now we are at the mercy of corporate insurance profits and companies wanting to contribute less toward premiums. And the average American doesn’t exactly have a ton of good, affordable options.

That said you made it sound like it’s getting paid out of take home pay. Do you not have the option of paying with pre-tax dollars? [/quote]

In many states — including Maryland —  coverage through the ACA has also been available. If you lose your job, there’s a decent chance that your income — which might be zero — will allow you to qualify for low cost health insurance coverage or Medicaid.  I don’t know if that will continue to be true going forward. [/quote]

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