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Reply to "Is the US HC system finally toast?"
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[quote=Anonymous][quote=Anonymous]Health care is not "unaffordable". It's expensive, which is different. People often choose to go without insurance, or with low value insurance, because at the time they make those elections they are not consuming health care and prefer to spend their money on other things. That's understandably tempting, but also foolish. People need to prioritize health insurance when they choose among employment options, and when they budget for expenses. Too many people do neither, and then expect "others" to pick up the costs if they later need care. Medicaid addresses the truly impoverished and indigent disabled; Medicare addresses the elderly. Others are expected to provide for themselves, which is not really unreasonable. It does, however, require a mindset of self-sufficiency and prudent prioritizing of health insurance expenses and saving for emergencies over discretionary lifestyle choices, and many people lack the necessary discipline and foresight to do that. [/quote] 71% of Americans are now living paycheck to paycheck. You might be making enough to set money aside for medical emergencies but most Americans aren't. Life in total is unaffordable for most Americans and most are just winging it to get by.[/quote]
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