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Reply to "Is the US HC system finally toast?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Maybe a public plan for catastrophic health care. Stroke, heart attack, cancer, etc. Everything else you pay out of pocket.[/quote] But these catastrophic health events happen more frequently and with greater severity when people skip their preventative care visits. It’s generally cheaper to publicly fund preventative care so that less catastrophic care is necessary.[/quote] Catastrophic care plans frequently fund preventive care so as to avoid larger payouts. [b]However, most of these plans were outlawed when Obamacare passed.[/b][/quote] Because they were worthless. It just gave you the fake veneer of "insurance" while not covering pre-existing conditions, low lifetime max caps (eg, $100K), and way too many out-of-network doctors and hospitals. When you need catastrophic care, how are you going to ensure the ambulance takes you to the one hospital that accepts your "catastrophic care plan"? If you're on vacation and need to be airlifted, do you know which hospital is in-network with your plan? The ambulance takes you to the closest facility with capacity. It's fake insurance.[/quote] Somehow I don't think this catastrophic insurance will be there for me. Just a feeling, kind of like I don't think the high deductible is there for me.[/quote]
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