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Reply to "Fairly safe metro areas that are still affordable "
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[quote=Anonymous]Relocate to a less expensive rental. They exist. You can't always have everything you want - location, size, amenities, neighborhood characteristics, short commute, but you can have what you need, i.e., a place to live which is within your budget. That's how personal finance works - you buy what you can afford, not what you might like to have but cannot afford. Presumably increasing your income is not a practical option, so reducing your spending is the only alternative path to accumulating sufficient wealth for a comfortable retirement. Housing costs are a big component of spending for most people, but too many believe they absolutely must live in a specific location, in a specific type of housing, no matter the opportunity cost if that expense were instead partially redirected instead to savings and investments. [/quote]
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