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Money and Finances
Reply to "IRS 401k bombshell, now what?"
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[quote=Anonymous][quote=Anonymous]Why would someone need catch up contributions?[/quote] To catch up. I did not get my first high paying job till 45. Up till then I did just enough for match at my lower paying jobs. However, since 50 I have been doing catch up. It really helped. I am over two million in the 401ks. Mainly from doing the catch up for 13 years in a row now. When younger my cheap company only matched 50 percent of first 6 percent or 3 percent. When I was making 30K and put in 6 percent even with match that was only $2,700 a year. I needed the catch up [/quote]
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