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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Life is also much more than playing pickleball, piano, and guitar, and working out.  You need $ in order to afford a certain quality of life.  [b]Most people realize that maximizing employment potential early on in a career is key to achieving a higher income and more job satisfaction sooner rather than later.  [/b]Applying the brakes early will give you more free time, and a permanently impaired earning capacity, which will impact you for the rest of your life.

Maybe you're a person who can be content with little $; I'm told they exist.  Most people, however, prefer more $ to less, and find a way to balance the requirements of a demanding professional life against a reasonable amount of leisure.

Early on, leisure should take a back seat in that juggling act, but should still be there even if at a modest level.  Over time, as you become wealthier and more financially secure, you can slowly change the relative balance of work to leisure, and your leisure time will be enhanced by your greater wealth - you can have nicer possessions, nicer vacations, and more financial security.  That last consideration is arguably the most important of all.  It may enable you to retire earlier than would otherwise have been possible, at which point your quality of life could potentially increase exponentially when compared to needing to work many more years because you took a professional off-ramp early on and were permanently relegated to a lower level of income and, probably, job satisfaction.  I certainly was happier at work the higher i rose in the organization - money, respect, power, flexibility, all come with professional achievement.  You can tell other people what to do, instead of always being on the receiving end.  [/quote]

I’d argue most people don’t realize this. Plenty of hard working people focus way more on savings and maxing out a 401k, then they do climbing the ladder. But the latter will often result in better returns. I did a terrible job saving in my 20s but I’m now in my 40s with a high earning and flexible job. Now it’s easy for me to throw $100-200k a year into investments. [/quote]

I was a highly educated passion job follower, making the world better and doing interesting work

Should have focused on money. It all becomes a slog. [/quote]

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