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[quote=Anonymous][quote=Anonymous][quote=Anonymous]is it not a requirement of most medical insurers that you have a standard annual physical?[/quote]

No? Literally never heard of that, and I’ve had easily at least 10 different insurance plans with various employers over the years. I don’t even understand how you think that would work - like, if you don’t get a physical, you… what? Don’t get anything else covered by the plan?

A big driver for me personally is that your physician can drop you as a patient if you don’t come back in a certain number of years. Happened to me once, i think it was after 3+ years, I was no longer considered a current patient and the practice was not accepting new patients any more so I had to scramble to find someone else.

Another thing is certain medications or conditions require a check in, but again that’s more on the physician side than insurance in my experience. [/quote]

I only go to the PCP once a year so they'll continue prescribing a couple of things. I have a few other specialists managing other chronic conditions. The check up with the PCP is pretty useless because the lab tests are also done by the specialists, but as you say above I don't want to be kicked off the PCP's books.[/quote]

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