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[quote=Anonymous][quote=Anonymous]It is surprisingly difficult for people whose parents went to college, knew how to navigate college choices, pick majors, the impact of networking, how to invest (where to look for information, whom to trust), how to buy real estate, understand what a maze it is for someone who had none of that direction. Where to even look or understand the terminology of many scenarios. Then, as you get older, you realize just how much money people have accumulated with the help of not just direction, but economic assistance here and there over time and then sometimes a whopping inheritance on top of it all. It all adds up. Just "studying hard" does not come close to it all. That said, while you might have missed out on that direction early on, there is good advice on this thread - there is no time like the present to place yourself in a place of security - for you. Now is not the time to compare if you are older. Learn enough to ensure your economic security for later years. [/quote] This is so spot on. Neither my wife nor I had any real guidance other than the push to go to college (though mine were dropouts and didn't really know anything beyond that I should go). My early career was a series of bumbling from job to job with no sense of a career. I'm exceptionally lucky that I stumbled into a good career path and ended up very successful. No regrets, but having some experienced guidance could have pushed my success path up by a decade. But I'm just grateful it happened at all.[/quote]
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