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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Most people don't have fortunes. I earn five figures, will probably never be able to afford to buy, can't go back to school for more degrees, have no idea at all how to invest (and don't have much money anyway so ...), don't get family money, have never left North America, can't afford vacations, and just ... exist.

Maybe hang out with more working class people? [/quote]

Thank you for this reality check.  I’m going to stop feeling sorry for myself.[/quote]

Hi OP. Don’t compare yourself to others, unless you are getting a reality check of people in other classes and other parts of the world.

That being said, you said you have no idea how to invest and don’t have much money anyway. This is SO easy to fix. I taught myself over a year just through reading, listening to podcasts and experimenting with some small amounts in apps. If you don’t have a lot just start with $20 here and there.

First, check if your workplace has a retirement plan. If you’re not using it, start. Next, I have used Betterment to begin and it does all the work for you (the Core plan allocates between US/international/bonds). If you get confused easily just stay there and automatically put in a little money every pay period.

If you do want to learn more and start managing yourself, there’s a learning curve but you are totally capable! It’s a myth that you can’t invest. [/quote]
NP - what are the top 3 books and podcasts have you found useful? There is tons of advice out there…and some of it so obviously bad and hokey.[/quote]

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