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[quote=Anonymous][quote=Anonymous]I'm early 30's and I have about 40K in mine but I got a late start and took a hit from the market (like everybody else). I also only contribute 6% but I hope to start saving more once my DS starts public school. [/quote] You don’t have to justify this. Just getting started is tough when you’re in your early 30s. You’re doing a good job. Kids are expensive, parents who were able to start under 30 or so are ahead of the game. [/quote]
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