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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Well, OP, this could be easily fixed by switching providers.  The overwhelming majority of providers accept Medicare (unlike Medicaid).  So I don't give a shit.  [/quote]

Clearly you don't understand. Because my supplemental insurance is so robust (full coverage for out of network providers), I prefer providers who opt out. This enables me to submit my claim directly to my supplemental insurance and cutting Medicare out of the who process. It is a much simpler system and much better care as these providers are that good. Paying the Medicare premiums, to me, is just gaining access to my free supplemental coverage.[/quote]

You seem to be missing the point that your "free" supplemental coverage is only free because it's secondary to Medicare. If everyone who uses the supplemental coverage did what you're doing, it wouldn't be free.  Because they require Medicare coverage, I would also read the fine print and make sure that the supplemental coverage doesn't deduct the Medicare reimbursement amount from their payment amount, even if you don't receive it. [/quote]

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