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Reply to "When does contributing to your portfolio start to feel pointless?"
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[quote=Anonymous]I am a middle class person aiming for the top 10% net worth by the time my wife and I retire. I built a relatively complicated spreading to map and project our finances. I am aiming for about $150k in income after taxes. But higher tax brackets, RMD’s and IRMAA definitely hold me back. Once you get a million in pre-tax you have to take all these things seriously to avoid unnecessary expenses. I know this is all probably small potatoes for most here, but those incessant costs are definitely worth avoiding.[/quote]
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