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[quote=Anonymous][quote=Anonymous]I put our credit cards in the safe so I have them in a dire emergency, but I do all my spending with my debit card. It sounds like a superficial change but it makes such a difference to not have that big payment a month later, and forces me to stay on budget. [/quote] Or you can be responsible only spend what you budget and use your credit card for everything and want 2-3% back each month. [/quote]
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