Reply to Any other feds struggling to give a damn long enough to hang on until retirement?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I’m confused about the “sweet, sweet subsidized healthcare”

Is it really that great?

Wouldn’t it make more financial sense to work another decade in a higher earning job and invest the money?

I feel like government employees have been gaslit about their benefits.  Why should you work a miserable low paying job just for 5-10 years of subsidized healthcare??[/quote]
No, no matter how much you invest for the nest 3 years, it won't cover the lifetime subsidized healthcare.  I assume OP is going to retire before 65.

Plus, you assume a life time government worker who is 50+ can find a job in the private sector.

-private sector employee who is only working for the healthcare because private care is very very very expensive.

[/quote]

True. Fed here retired at 58 with 30 yrs. Wife is  7 yrs younger. [b]The health benefit will save 500-600k over our standard lifetime[/b]. Ran numbers with financial planner. If I die earlier then of course spouse just continues on with fed healthcare for life. Good deal for us![/quote]

This isn’t that impressive. Most people I know leaving a government job are earning around 75-100k more each year. You could easily invest just a fraction of it over say, the course of a decade, and end up with more than 500-600k.

What you share further supports my opinion that Fed employees think they have these amazing unique benefits that really aren’t that great.

[/quote]

Was not trying to impress you, just stating facts. 75k-100k more in salary is not impressive especially after taxes, lol. Spouse has been self employed over 20 yrs and always made 370k+. I started independent consulting after fed retirement and clear 280k just at part time work. Both of us fully remote. Also already have enough in stock market and homes.Both of us are trying to wind down as don’t need the $$. Wife is now 56. [/quote]

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