Reply to Federal Employees Health Insurance - which has the best maternity coverage?

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[quote=Anonymous][quote=Anonymous]Echoing the poster seeking advice on GEHA. I delivered my first at GW with BCBS Standard and paid nothing, but we switched to GEHA when we started taking the baby to an out-of-network pediatrician (GEHA had the best coverage for out-of-network providers). Now I wonder if we're going to get sneaky hospital bills when baby #2 arrives.[/quote]

I delivered with GEHA last June at Sibley.  I also had a D&C a few weeks later for a retained placenta (yay, talk about a fun recovery).  I paid nothing except the charges for the private room and the cable tv (which I never ended up using, but oh well) for both.  I am delivering again at GW any day now and am not worried about having to pay anything.  However, we are having a boy this time and I will have to pay surgical benefits for the circumcision - (15% of charges after deductible if it's done by a preferred provider).

I'll probably stick with GEHA next year too.  The only downsides are the deductible and the sucky prescription drug benefits (they basically only cover generic drugs).  But I think I will still save money in the lower premium, and I like being able to go to out-of-network doctors.  [/quote]

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