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Reply to "I want to be self-employed/be partially retired."
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, you say you’re in your late 40s. Have you factored in Health insurance? That can be big monthly expense. [/quote] Aca is affordable and wonderful on a low income it’s incredibly affordable. That’s what I use, I retired from corporate America at 48 to pursue selling my art. [/quote] Do you realize that Trump's BBB is going to gut the ACA subsidies. [quote]Like many of the more than 24 million Americans enrolled in the insurance marketplace this year, Muralles was unaware that the enhanced subsidies are slated to expire. She said she cannot afford a premium hike because inflation has already eaten into her household's Low-income enrollees like the Muralles couple would see the biggest percentage increases in premiums if enhanced subsidies expire. Middle-income enrollees who earn more than four times the federal poverty line would no longer be eligible for subsidies at all. Those middle-income enrollees (who earn at least $62,600 for a single person in 2025) are disproportionately older, self-employed, and living in rural areas. Enrollment in the marketplace has grown faster since 2020 in the states won by Mr. Trump in 2024. A recent KFF survey found that 45% of Americans who buy their own health insurance identify as or lean Republican, including 3 in 10 who identify as Make America Great Again supporters. Smaller shares identify as Democrats or Democratic-leaning independents (35%) or do not lean toward either party (20%).[/quote] https://www.cbsnews.com/news/obamacare-aca-health-care-plan-price-next-year/[/quote]
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