Reply to Federal Employees Health Insurance - which has the best maternity coverage?

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Reply to "Federal Employees Health Insurance - which has the best maternity coverage?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Anyone with additional info on pregnancy and delivery with Aetna open access?[/quote]

i am curious about this too. Please post![/quote]

It depends on whether you have the high option or basic. The high is only 150 per hospital visit. I delivered with this and my total bill was under 300. However, it is VERY expensive  - almost double what the others cost...With basic you pay 10% (like BCBS standard) so depending on whether you have a complicated pregnancy or not the bill could be cheap or very expensive. I know too many people with unexpected pregnancy complications that end up in the hospital for extended periods and with the baby in the NICU that I'm afraid to chance Aetna basic. I want to know what I am paying upfront.[/quote]

I have the High Open access plan -- will I be OK??? I plan to switch to the Bc/BS standard or basic once i have the baby but my OB only took teh Aetna plan and did not want to switch insurances in the middle of a pregnancy and lose my OB.[/quote]

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