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[quote=Anonymous]We make $153,000 gross per year (dual income). Family of 4. Kids are elementary aged. DH and I are both in nonprofits, different ones. I make $85K, he makes $68K. Live in MD, a few miles outside DC border.

Take-home pay (monthly): $8,300

Mortgage: $1650 per month (includes taxes and PMI)
Groceries: $1,000 per month
Part-time nanny (cooks & cleans, also): $1,600 per month
Gas/Electric/Water: $300-$500 per month
Kids' sports: $300/month
Piano lessons: $100/month
Housekeeper (1x per month deep clean): $100/month
Life insurance: $150/month (two policies included in this)
Vacation fund: $500/month (this is VERY important to us)
Car insurance: $150/month
Phones: $200/month (two smart phones)
Fuel for cars: $150/month
Clothes and related: $200/month

We do not have any car payments at the moment (two cars paid off).

Cash-wise, we've got about $30K available in the bank.

Around $60K in my 401(k) and $32K in my DH's 401(k).

I've probably forgotten some line items, but generally we have a cushion of $2,000 per month. Sometimes we spend it all, because I am one of those "you only live once!" people. [/quote]

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