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[quote=Anonymous][quote=Anonymous]How can an individual save $77 tax free annually? Is she a contractor and saving in a SEP? [/quote] If a company offers mega backdoor roth, you can invest 70K (including employer match). Suppose employer match is $6.5K. You contribute $23.5K and another $40K as after-tax contribution which can be rolled over into a Roth. You can also contribute $7K into a Roth outside of work for a total of $77K savings into tax-deferred/tax-free accounts, each year. This is based on 2025 numbers. [/quote]
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