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Reply to "Would you take a $950k mortgage on 300k salary?"
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[quote=Anonymous]I wouldn’t, but I’m also not from one of those UMC DCUM families who are underwriting all sorts of things. One neighbor, after having trouble finding a new job, went to work for his mom; another neighbor was just gifted a new addition with screened porch from their inlaws because they felt cramped after baby #3. So if you’re from one of these, you’re fine. If you’re like me, where family on either side does not or actually cannot help with housing, childcare/education expenses, or employment in any way, even in a rough patch, don’t do it. We’re HHI $300k, totally on our own, two kids, mortgage of $600k, and have peace of mind financially - it’s completely managable. [/quote]
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