Reply to involuntary collections of student loans

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[quote=Anonymous][quote=Anonymous]If you take out a loan you need to repay it. It’s that simple.

No more Starbucks. Forget about upgrading your iPhone. Door Dash isn’t a necessity. Vacations are for people that actually save money and aren’t deep in debt. It’s time for a second or third job. You can no longer afford all of your streaming services. Discretionary things like drinks with friends aren’t in the budget. Life is hard when you fail to manage your finances.[/quote]

HEY GUYS!! THIS PERSON FIGURED IT OUT!! THEY SOLVED ALL OUR PROBLEMS!

You sound like a complete moron, just so you know.

Vacations? Door Dash? Starbucks? Only 3 jobs? What a dream life that would be!

I make $61k/year as a teacher. That's job #1. 
Job #2 is tutoring where I make an additional $5,000-9,000 depending on how many students I have. 
Job #3 is working at Kohls parttime (and becomes fulltime during the summer) where I usually make around $20k. 
Job #4 is picking up bartending shifts when I do have free time and the pay varies, but my W2 from them from 2024 shows I made $6,231. 
Job #5 is passive income I get from some lesson plans and teaching printables I made and offer for sale, and I usually make $2,000-3,000 a year from these.

Last year, even with all these jobs, my total income was $88,743.

My last "vacation" was in January when I went to FL for my Nana's funeral. I guess today could be considered a vacation since I took the day off for a dental appointment and yearly pap smear.

I haven't DoorDashed since 2020 when I was ill and needed meds delivered. I don't even drink coffee, so that's a huge savings for me anyway. I don't even eat out anywhere that doesn't have an app to get a meal deal. $5.99 for some chicken nuggets from McDonald's? Never. I wait until my app tells me I can get a free 6 piece that day with the $1 purchase of a drink.   [/quote]

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