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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Op here. I am an LPN and work as a nurse in the surgery center. Extra hours are available but it also gets very tiring.

I got some of this debt after my divorce and part of it is me spending a little too much but I hv learned my lesson. Car payment is about $700/mo and I hv some medical issues too that takes away some of the cash. Can’t get rid of car since I do hv to travel to see my family. [/quote]

$700 a month car payment on $65k a year? You need to sell that thing and get a $20k car. [/quote]

+1  Our new car has a $700/month payment and it makes me so uncomfortable to have it be that high - and we have a $360k HHI.  OP you need to find a used corolla or civic or something.[/quote]

The mentality of "taking on a $700/month car payment" when you only make $65K in and of itself is ridiculous, doing that with $55K+ in CC debt is beyond dumb. 
Find a reliable used car and live with it.  You are just driving to/from work, because you won't have the time or energy or $$ to do anything else.

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