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Adult Children
Reply to "49 and can’t live on own - need solutions"
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[quote=Anonymous][quote=Anonymous] Op - At this stage you need to focus on your parents to get their financial and legal affairs in order as much as they can for their care and for your sister. Unless she agrees to testing, they will need to do the best they can in planning for her. I would suggest working with an Eldercare lawyer who knows about trusts. They need a will, the family trust, Power of Attorney and Health Care Directives. A financial planner looking at their assets could guide in what they could plan to set aside in trust for your sister along with paying for their longterm care as they age too. You will need to prioritize what you can do for your parents and your sister, but if she refuses testing, her options will be limited. She has many needs that may be too late to try to meet. Start with your folks and see hoe open thy are to working with you on a plan with and without your sister’s cooperation. You need to put your own family needs first and yourself. These are my thoughts as the parent of a 41 year old daughter who resides with myself and husband. In all honesty even with one who is diagnosed and is involved in the community and connected with services, the future is not one can make a plan for. Group homes or private apartments unless one has a Medicaid Waiver funding slot for full coverage are extremely expensive. You are right to do your research and then set your priorities. . Your sister really needs to connect to a life coach who could get her out of the house to do things she would like to do and hopefully include a fitness plan to drop the weight. If she can learn to trust another adult, perhaps she can work on her health issues including mental health. Finding such a person would take time and your parents ability to pay. Thank you. They have all of the legal documents in place including careful provisions for when they are gone. Thank you for your thoughtful message; a life coach is something we haven’t thought of. [/quote][/quote]
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