Reply to College savings--GAH!

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[quote=Anonymous][quote=Anonymous]How do you budget for other very costly things in life?  We are middle-class and save $100/ month per child.  I don't want to save more for this because I want to also save for house renovations and vacations.  I also don't want my kids to graduate from college with six-figure debt.  Do you all have house funds/vacation funds, etc in your budgets?[/quote]

I would venture to guess that most folks on this board would be considered RICH or WEATLTHY and thus, their idea of budgeting is totally different from that of a true middle class family.  We save $100 per month for our toddler son and that's unfortunately all we can do right now.  Of course we don't want our child saddled with college debt, but we also don't see anything wrong with having him shoulder some of the financial responsibility (whether that's loans, working part-time or whatever).  We will encourage him to study hard and explore all avenues to keep costs low (i.e. scholarships, state school, two years at community college, etc) but at the end of the day, we only plan to HELP and not finance.  [/quote]

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