Reply to What unique things have you done to get ahead financially?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Lots of good advice, but OP said they are over spenders not savers. Honestly it your spending is out of control, just buy less or cheaper stuff. So when you buy coffee, buy a smaller cup. When you need clothes, buy less items. Delay haircuts. Mow your own lawn. When your pet dies, don't buy another. If you have subscriptions that you dont use cancel them. It adds up. Soon you will have more money to save.[/quote]

Because OP said “We have young kids, UMC income and had a hard time saving and not blowing it on who random things.”, I feel like your excellent advice is lost on them. I do love that idea to just buy a smaller drink. I feel like that is within reach for a lot of people - one less drink at happy hour, 2 more weeks between haircuts, wait 6 more months before upgrading a phone. It really does add up, but it’s like telling someone who struggles with their weight to just eat carrot sticks instead of chips.

I think the key for OP is to automatically move money where they can’t see it. [/quote]

OP has to want it badly enough to make the mental shift. We can’t do that for it. Being a saver is not rocket science, it’s just a mindset and it really helps if both partners are on board. I’m thankful my DH led the way because I’m not sure I’d have been as frugal on my own, but now thanks to his influence, we are sitting pretty in our mid 40’s.[/quote]

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