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Reply to "College Aged Child Overspends"
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[quote=Anonymous]I just want to say that I didn’t have a budget in college, had my mom’s credit card and used it well into my 20’s and never had any problem with credit (but in fairness, I also never had to get to the bone on necessities). There’s a difference between: 1) the moral benefits of paying your own way 2) knowing how to make and stick to a budget People keep freaking out about this kid misusing credit but it sounds like it was her mom’s card and she’s had access to use it. OP is saying the kid is supposed to pay for their own entertainment, but it sounds like that was just a pie in the sky thing and everyone knew it. Obviously I think 1 is sort of dubious in the case of college students if you’re just carving out one spending category arbitrarily, but it’s fine if it’s a parenting priority. But only if you really draw the line and it sounds like OP’s kid could tell it wasn’t serious. [/quote]
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