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Reply to "I'm in the Top 10% but it sure as hell doesn't feel like it"
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[quote=Anonymous]I was a financial planner years ago, maybe you should consult one on a fixed fee basis or hourly charge. I'd look at your check register, payroll stubs, and credit cards to figure out where your money is going and focus on the big reoccurring charges. Cable TV saves about $1,200 a year (get a $30 leaf style antenna instead), getting cheap basic prepaid cell phone service like you can get from AAA or the AARP saves about $1,200 to $1,500 a year. Sharing a car and relying on Zipcar saves about $1,000 on insurance, $2,000 in gas, $1,000 in maintenance, and $3K to 4K in car payments. Restaurant and pre-prepared meals were often a shockingly high amount, usually between $3K to $10K. Packing a sandwich and fruit for lunch saves a ton of money. [/quote]
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