Reply to Gyno ran STD tests insurance won’t cover

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You failed to ask questions. You also signed a paper about consent, right to refuse treatment and obligation to pay. Next time ask more questions. It’s your fault not theirs.[/quote]

Oh stop it. Our system is stupidly complicated and it’s absurd to expect OP to be able to navigate it better than the people  who literally designed and benefit from the systemic dysfunction.[/quote]

Oh stop it. It’s really not that hard to say “I consent only to what is covered by my insurance company I’m not paying out of pocket for it.”[/quote]

Good luck with this, as the practice will tell you they are not liable for knowing what your insurance plan will and will not ultimately cover. And the insurance will jump not to cover anything they don’t have to. [/quote]

+1  Our health care system is miserable.  I've been trying to fight Cigna for months on bills for medication that my doctor prescribed that they won't cover without submitting a gazillion reports that will cost more to get prepared than the medication.  How was I supposed to know what medicines are or aren't covered?[/quote]

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