Reply to Should I stop daydreaming about retiring at 55?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]FYI

My health insurance for one person age 60 through ObamaCare under the Affordable Care Act runs me $1300 per month with a $7000 deductible. This is a bronze plan and the cheapest option in my state. I do not qualify for subsidies in my state as I earn over $46,000 per year.[/quote]

How much do states differ? Our income will be 120k (pensions and rental income) and I am figuring  $700 a month for both of us. [/quote]

That’s far too low for adults in their fifties. I was covering one adult via Obamacare (no subsidies) and it was $900 and I was in my late 30s. It zooms up as you age.[/quote]

No.  I have no idea what bells and whistles you people are including in your plans, but I bought an Obamacare plan in MD last year (single, age 41) for under $200/month - no subsidies.  Yes, it's got a $10K deductible, which is fine as I am in good health.  Apart from the chronically sick, I honestly have no idea why healthcare is some big bogeyman eating tens of thousands of dollars in people's budgets each year.[/quote]

You’re 41. Price it for a 60 yo man.[/quote]

I'm sure it's a good deal more, but I was responding to the PP who said they pay $900/month for one person in their late 30s. Somehow, for healthcare, some people pay dramatically more than others, in a way you don't see in other areas of life.  Apart from the chronically sick, I don't understand this.[/quote]

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