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Reply to "Should I stop daydreaming about retiring at 55?"
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[quote=Anonymous]The other thing to take into consideration is: will you have more kids? if so, you need to save more. On the other hand its likely your salaries will rise, and you will make more, relative to your expenses and be able to save more. We got a very late start on retirement for a variety of reasons (grad school, low paying non profit jobs, etc) and much of our money in early 40s when salaries started to creep up went to daycare, nanny, housing, etc. Now we are early 50s and salaries have both gone up but our expenses have gone down so we are finally able to save a siginficantly larger proportion of our salaries, thus the final 10 years of work before retirement will really be bulking as much as possible. [/quote]
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