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Health and Medicine
Reply to "Is the US health system collapsing? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Yep and you know Trump has an amazing bigly plan to replace the ACA right?? LOL[/quote] Anything is better than Obummer's Unaffordable Care Act. But hey, "free" health care for all these illegal migrants tight?[/quote] Just shut up. The ACA has nothing to do with migrant healthcare. Undocumented people do not get Medicaid, although some states provide medical benefits to them. The feds partially reimburse hospitals who are required to treat anyone who shows up at the ED. Because the ACA exists, my son, who was on Medicare due to a disability, was able to get health insurance when he was able to get off SS disability benefits via self-employment, without denials or waiting periods for pre-existing conditions. Prior to the ACA, if you did not have insurance and had pre-existing conditions and were turned down, you could get comprehensive insurance, which was a regular policy funded through a pool to which insurers contributed. But the premium was 20% higher than the rated premium for age and you had to wait 6 months before any pre-existing conditions were covered. When I was younger, any time I changed jobs my pre-existing conditions were not covered by employer coverage for 12 months. My cousin stuck it out in a crappy job in a small town he hated for two decades because his wife had rheumatoid arthritis and a lot of complications (she eventually died from it) and he had to stay in order for his wife to avoid gaps in the medical care she needed. Eventually Congress created portability requirements so you could change jobs, but for people on the bottom, whose jobs sometimes provided health insurance and sometimes did not, or who went through periods of unemployment longer than 45 days, they had to start over with the 12 month business when they did get benefits. Apparently the ACA prohibited doctors from owning hospitals, which opened the door to the profiteering we have now (the idea was that doctors could have a financial interest I guess, but everyone has a financial interest) Non-profits may be better, otoh they still pay big bucks to CEOs and instead of profits they go for acquisitions and asset-building, plus they often have profit-making entities tied to them. And are run by the same suits as for profits are. [/quote]
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