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[quote=Anonymous][quote=Anonymous]I know this question has been asked time and time again, but wondering if the wise folks of DCUM can give some thoughts on if we can comfortably afford private school for 2 kids, ages 4 & 1. We are considering private K-12 for both children at $45k/kid and wondering if we can make it work for the long haul with tuition increases etc.. Both of us work and are fairly young in our careers (early 30s), so we don't have a substantial nest egg to fall back on.

Our stats:
HHI $650k, this is recent and very heavily on stock RSUs. $380k is salary/guaranteed bonus and the remaining is stock
401k: $400k (max out, both have access to mega back door)
529s: $75k (planning to continue to fund $16k/year total)
HSA: $50k (put in max every year and do not use it)
After tax brokerage: $30k
Cash savings / emergency fund: $45k
Home equity is roughly $700k, have about $800k mortgage at 4%; $7.4k / month. No other debt.

Biggest concern is our liquidity and heavy reliance on stock which is volatile. Also concerned with signing up for tuition payments so early on, and needing to maintain high earning power for the next 2 decades. [/quote]

Even if you could afford it, it would be a waste of money.
This is what I would do. Send kids to good public schools. 
I would invest the $90k yearly. Do this instead: Open an account an invest the $90k. In 14 years, it would have grown to $2.6m. Wait 7 more years and you have $4m. Your kids will be 25 and 22.
Give it to them. That’s a rocket launch into life. It’s a much better value to them.
[/quote]

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