Reply to Can we afford $45k/year private for 2 kids? Stats included

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, when does your stock vest? What is ratio of stock to cash bonus? How stable are your jobs/industries? Is one of you a doctor (and therefore has more job security)?[/quote]

One person’s stock vests monthly, roughly $6-10k per month. The other person’s stock vests quarterly and is roughly $30-45k per quarter. Both stocks have done well hence the upper ranges. One bonus guaranteed at 18% of base. Both in tech, but different companies and industries within tech. [/quote]

What have you been doing with the RSU before now? I wonder if you could steadily sell it (and invest appropriately but not be beholden to two stocks) and earmark it for “school” and move off the rest.  So that in a downturn, you don’t feel pressure on how to fund school while maintaining your other costs and savings.

We are newly doing private HS and are in a different but similar position and that is part of how I am approaching it.  But HS is only four years (but would not be good to pull out midway).[/quote]

The quarterly RSUs are only just starting to vest, we did not have them previously. I like your approach to sell them though and earmark specifically for school. Right now we are earmarking them for various savings vehicles in the future. [/quote]

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