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Reply to "Share your financial mistakes or coups "
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[quote=Anonymous]Max 401k (or TSP) contributions are $17,000 a year, or $22,500 a year if you are age 50+ Max IRA limits (there are income limits as well) $5000/year, or $6000 if age 50+ Max 529 limits (without tax consequences) are $13,000/year, but one can add $65,000 to an account so long as no additional contributions are made for the following 5 years. For person with $410k in TSP and $300k in IRA - depends on your annual expenses, and other income will you receive. I guess that you will receive a pension benefit from the feds (approx 1 percent of your avg high-3 salaries), plus social security at some time (rule of thumb is to delay taking SS until age 70 if you are in good health). I agree with the 4 percent withdrawal rule of thumb - can you live of that plus your pension and SS? [/quote]
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