Reply to Is My Husband Too Controlling with Spending?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]That’s about 10% of your take-home income after taxes and a reasonable level of retirement savings. That seems high to me but it really depends on the rest of your budget. Do you guys have a budget?[/quote]

We don't really budget per se, but we are saving a decent amount. 
We are maxing our HSA's (8,400 each year) and contributing 13k annually to 401k's (20k including employer matching)
Our monthly take home pay is around 13k and we spend 
4,000 on mortgage+utilities
1,300 on food
   950 on misc expenses
   500 on cars (gas, car taxes, maintenance, car insurance)
   450 on travel and entertainment

We also max out our Roth IRA's (14k a year) and we own three rental properties (positive cash flow is small so not including) 
[/quote]

Ok, I ran your numbers. Based on your Roth contribution amount, you are under 50
[/quote]
Except...based on their combined income above 250k they'd be ineligible to contribute to a Roth IRA. I call BS.[/quote]

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