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Reply to "Anyone just not use credit cards at all? "
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[quote=Anonymous][quote=Anonymous]I’ve never had a credit card [/quote] You must have awful credit. Otherwise why would you not have a credit card? I pay for *everything* by credit, down to the $1 bottle of water at the gas station because I get points as well as protection. I use those points to travel, or get cash back. It's called being smart with money. [/quote]
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